It’s interesting to me to think about where our ideas come from. You can be doing the same thing you do day in and day out when something catches your eye and sparks an idea. It’s amazing how a simple idea can then snowball and turn into something more. I had this experiencing the other day while driving to work. Something that I noticed just at the right time that changed my entire thought process for the rest of the day.

I was running a little bit late and I knew that traffic was going to be a bit heavy. I merged onto the tollway to the expected bumper to bumper traffic, but today it seemed a bit heavier than usual. I pulled up the traffic on my GPS. I like to do this when there is a lot of congestion since it makes me feel a little better to see the estimated time of arrival. After quite a while in the car, I exited to the second tollway on my route and happen to glance at the GPS. Just east of the current spot my car was sitting in in this 4-lane “parking lot”, I saw a small street that was labeled “Unknown Road”.

Crawling along, I smiled as I was looking out of the windshield at all the surrounding traffic. For a few moments, the aggravation of the morning rush hour faded away as I repeated to myself “unknown road”. I thought this is a perfect metaphor for how I have looked at finances before and how others may look at theirs as well. When we go through our financial life travelling down Unknown Rd., it is next to impossible to get to our destination. Why? Because we don’t even know where we are headed. When you don’t know where you are headed, chances are you are going to wind up getting to a place you don’t want to be.

Even though each person’s road may have different bumps and potholes along the way, the good thing is that if you stay the course rather than take an unknown road, you will eventually get to your intended destination. The faster you get there, the better off you will be, but it probably won’t be easy.

As you work on improving your financial situation, you need to make sure you take intentional steps to get to where you want to go. Having your route planned will better prepare for your journey. Yes, there may be roadblocks and detours along the way, but you can overcome these much easier than traveling down an unknown road. I urge you, make a plan, set your goals and be intentional with your actions. This is something I am continually working on. The best thing about this is that I am seeing progress with my financial goals, which is a great feeling! As I continue to do this and continue my battle, I am seeing more and more parts of normal in the rearview mirror.


I always welcome feedback, questions, comments and concerns. Please feel free to comment below or you can also reach me directly at

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