It is amazing to me how much we reveal about our money habits and not even know it. Tidbits of information we give up here and there, and not even on purpose. Casual talk with family, friends and co-workers can provide so much info about our financial situation. Some people may not even know they are doing it, some are naïve and others just don’t care.
Over the past few months I have heard some very surprising things from people I see on a daily basis and some from strangers that I pass in the hallway at work or on the street. Hearing these various things had made me realize just how different I seem to think about money and life.
Although I am nowhere near retirement, it is something that is always on my mind. Will I have enough? Am I contributing enough? What are the best investments to grow my money? What heavy lifting can I do now so that I won’t need to when I am in my 60s, 70s and beyond? I also think about strategies to make my dollar go further.
Recently I have heard people talk more and more about their money as it is in the present and how they are going to spend it. I do not mean to belittle these people in any way, I just wonder if they think about the future and how they are going to prepare themselves. In my full time job, I do not make tons and tons of money, but I do make a decent salary. Given than everyone that works in my department does the same thing as I do and many of them have been there just as long as I have and even longer, I figure that they make just as much as me, if not more.
With this in mind, I find it interesting that a good amount of people do spend their paycheck as soon as payday comes around. I hear people tell me how awesome the concert they saw on Saturday night was, how incredible the seats were and how they now are worried how they are going to pay the rent. Sometimes this makes my head spin. On the other hand, a part of thinks that it’s amazing how they have all these experiences and still manage to find a way to pay the bills each month. If this is how you do it, more power to ya. It is just not a way that would work for me.
When it comes to finances, I like to have a plan, set goals and track progress. It feels good to have an accomplishment, even if it is a small victory. I still like to enjoy things in life, of course, but I also like to be prepared for the future. On my journey to defeat normal, I am striving to be even more prepared and have plans for my life and my finances. I may be wrong, but it seems to be that having a plan like this is way beyond the norm.
For those of you who are more of a free spirit when it comes to finances, I am interested to know your thoughts and what you think about those of us who like to plan. And for those who are planners, what drives you to plan and how are things going for you? I would love to hear from you. Please comment below. Also, sharing can go a long way and I would greatly appreciate any and all support I can get. If you enjoyed this post, please share it. Thanks for reading and, as always, keep on working to defeat normal.